Frequently Asked Question

Am I Ready To Become A Homeowner

  1. You have enough money for a down payment. So you’ve scrimped and saved, and finally have enough money for a down payment.
  2. You’re prepared to take care of a home.
  3. You’re sick and tired of throwing money away on rent.
  4. You’re ready to stay in one place for a substantial amount of time.
  5. You have good credit.

Is Renting Or Buying Better

Fast-rising home prices and higher mortgage rates have made it cheaper to rent a home than buy and own one. Renting and reinvesting the savings from renting, on average, will outperform owning and building home equity, in terms of wealth creation.

What is Pre-Approval

A pre-approval is a preliminary evaluation of a potential borrower by a lender to determine whether they can be given a pre-qualification offer. … Pre-approval marketing can provide a potential borrower with an estimated interest rate offer and a maximum principal amount.

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